July 2, 2025
SMART-TD is excited to announce the upcoming launch of the new Voluntary Income and Life Protection (VILP) Program, which will be available during the upcoming Open Enrollment period.
This program has been designed to provide enhanced financial protection for members and their families, with options that can be tailored to individual needs.
The VILP Program includes:
- New: Voluntary Gap Short-Term Disability Insurance
Complements and stacks with the existing SMART-TD Voluntary Short-Term Disability (VSTD) coverage to offer a higher amount of income protection if you are unable to work due to injury, illness, or surgery. - Voluntary Long-Term Disability (VLTD)
Provides extended income replacement for longer-term disabilities. - Voluntary Life Insurance (VLIFE)
Offers life insurance protection to help safeguard your family’s financial future.
Together, these voluntary benefits form a comprehensive protection package, helping to close coverage gaps and strengthen the financial security of our members.
For more information, please visit www.smart-vilp.com.
Enrollment instructions will be provided soon. We encourage all members to take the time to review these valuable options when enrollment opens.
Thank you for your continued support of SMART-TD.
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